(NEWSER) – A new survey offers a look at Americans' retirement savings, and two somewhat-conflicting points stand out.

Some 36% of us have less than $1,000 saved for our golden years, yet a higher proportion are feeling very confident they can retire in comfort.

That $1,000 doesn't factor in respondents' primary residences or any set benefit plans (like pensions), USA Today notes. But "what's really striking is that 73% of those without a retirement plan, such as an IRA, 401(k) or 403(b), have less than $1,000 in savings and investments," says the survey's co-author.

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