YouTuber Jack Doherty got into a nasty car wreck while on a recent live stream ... and it appears the guy was texting while driving in the rain when it went down.
Here's the deal -- the 20-year-old internet personality was cruising down a slick Miami highway in his expensive whip Saturday morning while on the platform, Kick ... with the beginning of the now-viral moment showing him looking down at his phone while behind the wheel.
Check out the full story here courtesy of TMZ.